body {margin:0; padding: 0; background-color: #FFFFFF; color: Black;}

h1 {
	font-family: Arial, Geneva, sans-serif; font-size: 1.0em; padding-top: 1em;}
	
h2 {font-family:  Arial, Geneva, sans-serif; font-size: 0.95em; padding-top: 0.95em;}
	
h3 {font-family:  Arial, Geneva, sans-serif; font-size: 0.93em;/* padding-top: 0.93em;*/}

p, form, li, dt, dd, a, td {font-family:  Arial, Geneva, sans-serif; font-size: 0.9em; }

img {border: 0;}

a:link {
	text-decoration: underline;
	background-color: transparent;  
	color: #000099; 
}
a:visited {
	background-color: transparent;
	color: #990099;
	text-decoration: underline;
}
a:hover {
	color: #FFF1D2;
	background-color: #990000;
	text-decoration: none;
}

a {font-weight: bolder; }

#no-hoverLogo  {
	color: #004d99;
	background-color: transparent;
	text-decoration: none;
}

a span{
	display:none;
	}
	
a:hover span {
	display: block; position: absolute; top:80px; left: 200px; color:black; background-color: transparent;
	}
	
#header {
	padding: 0px;
	background:#bccada url(http://www.htlinc.com/images/topbg.gif) repeat-x;
	color: #004d99;
	border-bottom: 2px solid #FFB618;
	}

div#headercontent {
	position: absolute;
	top: 8px;
	left: 40%;
	}

#headercontent h1 {
	font: bold 34px Arial, Geneva, sans-serif;
	padding: 0;
	text-align: center;
	text-decoration: none;
	background-color: transparent;
	color: #004d99;
	margin: 0;
	}
	
#mainContent {                            
	margin: 0% 0.5%;
	width: 97.9%;
	padding: 5px 0.5%; 
	}  	

#mainContent form {
	background-color: #ECF0F4; 
	color: #000;
	width: 600px;	
	padding: /*0 5px*/ 5px;
	border-color: #004d99;
	border-width: 1px;
	border-style: dashed;
	}

.formw {
	float: left;
  /*	width: 245px;*/
  	text-align: left;
	margin-left: 24px;
  	margin-right: 24px;
	padding: 2px 0 0 5px;
	}	
	
	#footer {
	border-top-style: solid; 
	border-top-color: #FFB618; 
	border-top-width: 1px; 
	width: 98%; 
	text-align: center;
	padding-top: 3px;
	}
	
#footer p {
	font: 0.7em "Trebuchet MS", Arial, sans-serif;
	margin: 4px;
	text-align: center;
	}
	
table.standard {
	width: 75%;
	}
.bold {
	font-weight: bold;
	}
.alert{
	color:red;
	}
.padbottom {display:block;padding-bottom:3px;}
.indent {padding-left:10px;}	
.indent1 {padding-left:20px;}